Does insurance pay for a tree on my house?

In Tennessee, yes — if the tree was healthy and an act of nature brought it down, your homeowner's policy almost always covers removal plus structural repair. We provide the documentation your adjuster needs. We can also bill the insurance company directly in many cases.

How much does removing a large tree cost?

For Nashville: a 50-60ft hardwood in an open yard runs $850-1,400. Over a roof with crane assist: $2,400-4,500. We give a firm written quote before any work. Storm-damage emergencies are quoted on arrival because the situation changes everything.

Are you actually certified?

Walt has been an ISA Certified Arborist since 2009 (SO-7841A — verify at isa-arbor.com). Every crew lead is at least a journeyman with TCIA safety training. We're the crew the city tree warden calls for their own property.

LIVE · NASHVILLE · 60 MIN STORM RESPONSE

24/7 Tree Removal & Storm Response in Nashville, TN

Tree on your house? Hung up on the power line? Split trunk over the driveway? We respond 24/7 with crane and bucket — we're the call insurance adjusters in Nashville know.

(555) 058-9012 See services

No hold music. A tech calls back in under 5 minutes.

18+ years in Nashville Licensed & insured Yard left raked to bare ground or we come back. Stumps ground 8 inches below grade or we re-grind free. 4.9★ on Google · 198+ reviews

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No Guesswork

What Happens When You Call

You Call or Submit

Reach us any time — day or night. A real person picks up in under 2 rings.

We Dispatch Immediately

The nearest available tech is sent to your address. ETA given within minutes.

Tree Down, Cleanup Done

We remove the tree safely, rake the yard, grind the stump if requested, and email you the full insurance documentation package.

Real Customers

What Nashville Homeowners Say

4.9 average · 198 verified reviews

★★★★★

"A storm dropped a 70-foot oak across our driveway and onto the corner of the house at 11pm. Walt's crew was on-site by 7am with the crane. They lifted it off, tarped the roof, and emailed full insurance documentation by noon. Adjuster paid without a single follow-up question."

Sandra M.

Belmont, Nashville, TN

Google

★★★★★

"We had a dead poplar leaning toward the pool. Three other companies wanted to climb and drop it — Cumberland was the only crew that recommended the crane. They lifted it out in pieces, never touched the pool deck, and ground the stump same day."

James T.

Green Hills, Nashville, TN

Google

★★★★★

"I've used two other tree services. Cumberland is the only one I'll call from now on. They showed up when they said, had ISA credentials I could actually verify, and the yard was raked cleaner than before they came. Stump ground 8 inches below grade like promised."

Maria L.

East Nashville, TN

Yelp

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ISA Certified Arborist (SO-7841A)

TCIA Accredited Tree Care Company

Tennessee Certified Pesticide Applicator

ANSI Z133 Safety Trained Crews

CPR / First Aid Certified Crew Leads

The Person Behind the Truck

Walt Pritchard

Owner & ISA Certified Arborist · License #ISA-SO-7841A

Walt Pritchard started Cumberland Tree & Crane after 12 years climbing for a regional tree service — frustrated by crews that left yards trashed and homeowners stuck arguing with adjusters. He built Cumberland around two principles: an ISA Certified Arborist on every job for the structural call, and a documentation package the insurance company actually accepts. Eighteen years later, Cumberland is on the carrier short-list across Middle Tennessee.

"Get the hazard down safely, leave the yard cleaner than we found it, and make the insurance paperwork painless."

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Available 24/7 · No hold music · Real person on call

Payment Options

Flexible Payment Options

Large removals and insurance-coordinated jobs shouldn't mean cash-flow stress. We offer flexible financing on crane-assisted removals, multi-tree projects, and storm-damage cleanups — so you can clear the hazard today and pay over time.

Synchrony Financial GreenSky

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Common questions

Answers before you call

The questions clients ask before they pick up the phone.

In Tennessee, yes — if the tree was healthy and an act of nature brought it down, your homeowner's policy almost always covers removal plus structural repair. We provide the documentation your adjuster needs. We can also bill the insurance company directly in many cases.
For Nashville: a 50-60ft hardwood in an open yard runs $850-1,400. Over a roof with crane assist: $2,400-4,500. We give a firm written quote before any work. Storm-damage emergencies are quoted on arrival because the situation changes everything.
Walt has been an ISA Certified Arborist since 2009 (SO-7841A — verify at isa-arbor.com). Every crew lead is at least a journeyman with TCIA safety training. We're the crew the city tree warden calls for their own property.

Where We Operate

Service Coverage Area

We cover a 35-mile radius around Nashville — including Belmont, Green Hills, East Nashville, Brentwood, and more.

Cumberland Tree & Crane

35-mile coverage area

Belmont Green Hills East Nashville Brentwood Franklin Hendersonville Mt. Juliet Bellevue Donelson Madison

24/7 Tree Removal & Storm Response in Nashville, TN

Everything we offer

Storm Damage Emergency Response

Hazardous Tree Removal

Crane-Assisted Removal

Stump Grinding

What Happens When You Call

You Call or Submit

We Dispatch Immediately

Tree Down, Cleanup Done

What Nashville Homeowners Say

Walt Pritchard

Get Help Here Fast

Flexible Payment Options

Answers before you call

Service Coverage Area